Compare Medicare Plans

Step #1 - Decide whether you would like to
purchase a Medicare Supplement Plan or a
Medicare Advantage Plan

Comparison Chart Showing Plan Advantages / Disadvantages

	Pros	Cons
Medicare Supplement Plans	- Low Out-of-Pocket Expenses (People who purchase Plan F rarely pay for any medical services) - Visit any doctor or hospital that accepts original Medicare - Guaranteed Renewable. Your policy cannot be cancelled as long as you pay the monthly premium.	- More expensive than Medicare Advantage Plans on a monthly basis - May not be able to enroll if you have pre-existing health conditions and are not in a guaranteed issue period
Medicare Advantage Plans	- Low monthly premium - Only need to answer one health question (Do you have End Stage Renal Disease?) - May offer additional benefits such as vision, dental, and hearing.	- Your Doctors & Hospitals may not accept the Plan - Can have high co-payments for medical services - $132 billion in funding cuts may increase premiums and decrease benefits in the future

Step #2 - Choose the specific plan you would like to purchase

Medicare Supplement Plans

*Tip #1 – Medicare Supplement Plan F is the best and most popular plan. People who purchase this plan rarely have any out of pocket expenses.

*Tip #2 – Medicare Supplement Plan G is exactly like Plan F, except you must pay the Medicare Part B deductible. This plan is often more affordable on a monthly basis and can save you money in the long run.

 

 

 

*Tip #3 – Medicare Supplement Plans do not include prescription drug coverage. However, you can purchase a stand-alone Prescription Drug Plan.

Click Here to Compare Prescription Drug Plans

Medicare Advantage Plans

*Tip – Most Medicare Advantage Plans include Prescription Drug Coverage

 

Health Maintenance Organization (HMO)

These popular Medicare Advantage plans will typically offer lower out-of-pocket costs for plan subscribers, but will also limit your ability to choose doctors and hospitals. If you purchase this type of plan, you will be required to choose a Primary Care Physician who you will consult for all medical services. Keep in mind you may need to get a referral to see a specialist.

 

Preferred Provider Organization (PPO)
These affordable Medicare Advantage plans contract Doctors, Hospitals, and Specialists to participate in their network and they encourage you to see these providers for medical services. However, you have the freedom to visit any doctor, hospital, or specialist who you feel will provide the best care.

The network enables these Medicare insurance plans to cut costs, which they can pass on to you as the policyholder in the form of lower monthly premiums. However, they also offer increased flexibility which many people find invaluable. Keep in mind you will pay more if you visit healthcare providers who are not in the “network”.

Step #3 – Get quotes from multiple companies

We make the process of getting quotes and information very easy by offering every plan and working with every major Medicare Supplement insurance company. This is a 100% free service dedicated to offering you the best information available.

 

 

Step #4 – Enroll

We can help you enroll in the Medicare Supplement plan of your choice for free. There are no agent or broker fees! In addition, we provide ongoing support for all of our customers by educating them about new plans, upcoming changes, and lower prices.