Compare Medicare Plans & Prices
Medicare Supplement Insurance is extremely important for people over 65 and determining which plan to purchase can be quite a challenging task. Since all Medicare Supplement Plans are standardized by the Center for Medicare Services (CMS), it is important to shop all companies to make sure you get the very best price available. The three most important things to consider when purchasing Medicare Supplement Insurance are cost, coverage, and convenience. Finding the perfect plan can significantly enhance your quality of care and ensure you will never be financially strained due to healthcare costs.
Medicare Supplement Insurance Plans are Standardized by Medicare
This means every company offers the same exact plans and the same exact benefits. This is important to understand because the only difference between Medicare Supplement Plan F from Blue Cross and Medicare Supplement Plan F from Humana, is the price the insurance company will charge you. Plan F always provides the same coverage regardless of which insurance company you choose. If you get the same benefits from every company it makes sense to purchase the best plan from the company offering the best price. From a cost perspective, there is no need to waste money on an expensive insurance company as you will get no extra benefit. We encourage all customers to shop for all companies to make sure they get the very best price!
What Medicare Supplement Insurance plan is best? The most popular Medicare supplement plan is plan F, which is offered by almost every company. The reason Medicare Supplement F is the most popular is because it offers very comprehensive coverage at a very reasonable price. This plan will cover your Part A deductible, Part B deductible, Part A & Part B Co-Insurance (20%), and Part B excess charges. In addition, there are no networks so you can visit any doctor or hospital as long as they accept original Medicare. This plan even covers you when you are traveling out of the country! Medicare Supplement Plan G is very popular as well, and covers everything Plan F covers except the Part B deductible, which is $155 annually.
Convenience is the third factor you must consider when purhcasing a Medicare plan. Freedom of choice is important, and you should be able to visit any doctor, specialist, and hospital you think will provide the best medical care. Medicare Advantage plans have become very popular in recent years, but they have networks and are not accepted by many doctors or hospitals. These plans can be great if you live in a big city such as New York or Los Angeles, but most people who don’t live in a major metropolitan area are much better off purchasing a Medicare Supplement Insurance policy because they will have greater flexibility when they receive care.
Finding the perfect Medicare Supplement Insurance Plan can be very difficult, and this is a very important decision whether you are just turning 65 or have been on Medicare for years. The experts at Medicare Supplement Shop can provide valuable information about all Medicare plans and can give you free Medicare Supplement Insurance quotes from every single company. Giving them a quick call can save you time and make this difficult task quite easy. They can be reached toll free at (800) 807-0177.