Reviewing Medicare Supplement Plans in Chico, CA
There are 11 Medicare Supplement Plans offered by over 25 insurance companies in Chico, CA. Overall there are over 250 options one can consider when purchasing a policy.
The most popular Medicare Supplement Plan, with over 90% of people purchasing it, is Plan F. This plan is the most comprehensive option, and the easiest to understand. Simply speaking, Plan F covers all of the gaps between what original Medicare covers and the amount Doctors and Hospitals actually charge.
The second most popular plan, Plan N, is more affordable on a monthly basis, but offers fewer benefits. Those who purchase Plan N pay the annual Part B deductible, along with up to $20 co-pays for office visits and $50 co-pays for emergency room visits. Additionally, Medicare Supplement Plan N does not cover Part B excess charges, which are becoming more important as fewer doctors accept Medicare assignment.
Purchasing a Plan: It is important to get quotes from multiple insurance companies as they all offer the exact same plans with the exact same benefits. This can be accomplished by calling each insurance company directly, or by calling a local expert who offers all companies and DOES NOT charge an additional fee for his or her services. A good example of a local expert in Chico, CA is Michael Brines (contact information below).
Companies Offered in Chico, CA
Blue Shield of California
Anthem Blue Cross
AARP (by United Healthcare)
Standard Life & Accident
Bankers Life & Casualty
Mutual of Omaha